:root{--ink:#17231a;--olive:#314b36;--olive-dark:#243628;--olive-light:#e8eee7;--cream:#f7f4ed;--paper:#fff;--gold:#bd9852;--muted:#5f6b61;--line:#dce3db;--danger:#a33232;--shadow:0 18px 50px rgba(30,50,34,.1);--radius:22px;--container:1160px;--header:82px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header) + 20px)}body{margin:0;color:var(--ink);background:var(--cream);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}body.menu-open{overflow:hidden}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}img{display:block;max-width:100%}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}.narrow{max-width:800px}.section{padding:96px 0}.skip-link{position:fixed;z-index:1000;top:8px;left:8px;padding:10px 16px;color:#fff;background:var(--olive-dark);transform:translateY(-150%)}.skip-link:focus{transform:none}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}:focus-visible{outline:3px solid #d5a53f;outline-offset:3px}.site-header{position:sticky;z-index:50;top:0;border-bottom:1px solid rgba(49,75,54,.12);background:rgba(247,244,237,.94);backdrop-filter:blur(12px)}.header-inner{display:flex;align-items:center;gap:28px;min-height:var(--header)}.brand{display:flex;align-items:center;gap:11px;margin-right:auto;line-height:1.15}.brand img{width:52px;height:52px;border-radius:13px}.brand strong,.brand small{display:block}.brand strong{font-size:.96rem}.brand small{margin-top:4px;color:var(--muted);font-size:.72rem}.nav{display:flex;align-items:center;gap:26px;font-size:.9rem;font-weight:700}.nav a:hover{color:var(--olive)}.nav-toggle{display:none;width:44px;height:44px;padding:10px;background:transparent;border:1px solid var(--line);border-radius:12px}.nav-toggle span:not(.sr-only){display:block;width:20px;height:2px;margin:4px auto;background:var(--olive-dark)}.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 25px;border:1px solid transparent;border-radius:999px;font-weight:800;line-height:1.15;text-align:center;cursor:pointer;transition:transform .18s,background .18s,box-shadow .18s}.button:hover{transform:translateY(-2px)}.button-primary{color:#fff;background:var(--olive);box-shadow:0 9px 24px rgba(49,75,54,.22)}.button-primary:hover{background:var(--olive-dark)}.button-secondary{color:var(--olive-dark);background:transparent;border-color:var(--olive)}.button-outline{min-height:44px;color:#fff;background:var(--olive)}.button-small{padding:0 19px;font-size:.88rem}.button-light{color:var(--olive-dark);background:#fff}.eyebrow{margin:0 0 16px;color:#58705c;font-size:.76rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.1;letter-spacing:-.035em}h1{max-width:760px;margin-bottom:24px;font-size:clamp(3rem,6vw,5.7rem)}h1 em{color:var(--olive);font-family:Georgia,serif;font-weight:400}h2{margin-bottom:20px;font-size:clamp(2.2rem,4vw,3.7rem)}h3{margin-bottom:10px;font-size:1.2rem}.hero{position:relative;overflow:hidden;padding:100px 0 90px;background:radial-gradient(circle at 85% 15%,rgba(189,152,82,.19),transparent 26%),linear-gradient(135deg,#fbfaf6,#edf2eb)}.hero:before{position:absolute;inset:auto -90px -180px auto;width:480px;height:480px;border:1px solid rgba(49,75,54,.1);border-radius:50%;content:""}.hero-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(290px,.65fr);gap:70px;align-items:center}.hero-lead{max-width:690px;margin-bottom:32px;color:var(--muted);font-size:clamp(1.12rem,2vw,1.38rem)}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.trust-list{display:flex;flex-wrap:wrap;gap:12px 22px;margin:32px 0 0;padding:0;list-style:none;color:#4c5c50;font-size:.87rem;font-weight:700}.trust-list li:before{margin-right:8px;color:var(--olive);content:"✓"}.advisor-card{position:relative;padding:36px;color:#fff;background:var(--olive-dark);border-radius:28px;box-shadow:var(--shadow)}.advisor-mark{display:grid;width:62px;height:62px;margin-bottom:38px;place-items:center;color:var(--olive-dark);background:#e6d2a2;border-radius:18px;font-family:Georgia,serif;font-size:1.4rem;font-weight:700}.advisor-label{margin-bottom:4px;color:#c8d3c9;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em}.advisor-card h2{margin-bottom:6px;font-size:2rem}.advisor-card p{margin-bottom:5px}.advisor-card .registration{color:#e6d2a2;font-weight:800}.advisor-card hr{margin:26px 0;border:0;border-top:1px solid rgba(255,255,255,.15)}.advisor-card .advisor-note{margin:0;color:#d5ddd6;font-size:.94rem}.quick-quote{color:#fff;background:var(--olive)}.quick-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:92px}.quick-inner p{margin:0}.text-link{font-weight:900;text-decoration:underline;text-underline-offset:4px}.section-heading{max-width:690px;margin-bottom:48px}.section-heading>p:last-child{color:var(--muted);font-size:1.08rem}.section-heading.centered{margin-inline:auto;text-align:center}.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.coverage-card{display:flex;flex-direction:column;min-height:270px;padding:28px;background:rgba(255,255,255,.8);border:1px solid var(--line);border-radius:var(--radius);transition:transform .18s,box-shadow .18s}.coverage-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.coverage-card.featured{background:var(--olive-light);border-color:#bccbbb}.coverage-card p{color:var(--muted)}.coverage-card>a,.coverage-card>div{margin-top:auto}.coverage-card>div{display:flex;gap:18px}.coverage-icon{display:grid;width:42px;height:42px;margin-bottom:22px;place-items:center;color:var(--olive);background:#fff;border:1px solid var(--line);border-radius:13px;font-size:1.25rem}.card-link{color:var(--olive);font-size:.9rem;font-weight:900;text-decoration:underline;text-underline-offset:4px}.benefits{color:#fff;background:var(--olive-dark)}.benefits .eyebrow{color:#dfc88f}.benefits-grid{display:grid;grid-template-columns:.85fr 1fr;gap:80px}.benefits .section-heading>p:last-child{color:#cbd4cc}.benefit-list{display:grid;gap:12px;margin:0;padding:0;list-style:none}.benefit-list li{display:grid;grid-template-columns:42px 1fr;gap:16px;padding:25px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:18px}.benefit-list span{color:#dfc88f;font-weight:900}.benefit-list p{margin:0;color:#cbd4cc}.process{background:#fff}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin:0;padding:0;list-style:none;counter-reset:steps}.steps li{position:relative;padding:30px 26px;border-top:1px solid var(--line)}.steps span{display:grid;width:42px;height:42px;margin-bottom:30px;place-items:center;color:#fff;background:var(--olive);border-radius:50%;font-weight:900}.steps p{margin:0;color:var(--muted)}.quote-section{background:linear-gradient(145deg,#e6ede4,#f8f5ed)}.quote-grid{display:grid;grid-template-columns:.75fr 1.1fr;gap:70px;align-items:start}.quote-copy{position:sticky;top:120px}.privacy-summary{margin-top:38px;padding:20px;border-left:3px solid var(--gold);background:rgba(255,255,255,.52)}.privacy-summary p{margin:6px 0 0;color:var(--muted);font-size:.9rem}.form-card{padding:36px;background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{margin-bottom:18px}.field label,fieldset legend{display:block;margin-bottom:7px;font-size:.88rem;font-weight:800}.field label span{color:var(--muted);font-weight:500}.field input,.field select{width:100%;height:50px;padding:0 14px;color:var(--ink);background:#fbfcfa;border:1px solid #bac5ba;border-radius:11px}.field input:focus,.field select:focus{border-color:var(--olive);outline:3px solid rgba(49,75,54,.12)}.field [aria-invalid=true]{border-color:var(--danger)}.error{display:block;min-height:18px;margin-top:3px;color:var(--danger);font-size:.77rem}.vehicle-fields{display:none;margin:2px 0 8px;padding:18px 18px 0;border:1px solid var(--line);border-radius:14px}.vehicle-fields.visible{display:block}.consent{display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;color:var(--muted);font-size:.82rem;line-height:1.45}.consent input{width:18px;height:18px;margin:2px 0;accent-color:var(--olive)}.link-button,.footer-button{padding:0;color:var(--olive);background:none;border:0;font-weight:800;text-decoration:underline;cursor:pointer}.honeypot{position:absolute;left:-9999px}.submit-button{width:100%;margin-top:18px;border:0}.submit-button[disabled]{opacity:.65;cursor:wait}.form-note{margin:12px 0 0;color:var(--muted);font-size:.75rem;text-align:center}.form-status{display:none;margin-bottom:16px;padding:12px;color:var(--danger);background:#fff2f2;border-radius:10px;font-size:.86rem}.form-status.visible{display:block}.success-panel{padding:34px 10px;text-align:center}.success-panel>span{display:grid;width:62px;height:62px;margin:0 auto 20px;place-items:center;color:#fff;background:var(--olive);border-radius:50%;font-size:1.8rem}.success-panel h3{font-size:1.8rem}.success-panel p{color:var(--muted)}.success-panel .button{margin:12px auto 20px}.success-panel .link-button{display:block;margin:auto}.faq details{background:#fff;border-bottom:1px solid var(--line)}.faq summary{padding:23px 5px;font-weight:800;cursor:pointer}.faq details p{padding:0 30px 22px 5px;color:var(--muted)}.final-cta{padding:80px 0;color:#fff;background:var(--olive);text-align:center}.final-cta .eyebrow{color:#dfc88f}.final-cta h2{margin-bottom:12px}.final-cta p:not(.eyebrow){margin-bottom:27px;color:#d8e0d9}.site-footer{padding:38px 0;color:#cad3cb;background:#18271c}.footer-grid{display:grid;grid-template-columns:1fr auto auto;gap:40px;align-items:center}.footer-grid p{margin:6px 0 0;font-size:.8rem}.footer-grid>div:nth-child(2){display:flex;gap:18px}.footer-grid a,.footer-button{color:#fff;font-size:.86rem}.mobile-cta{display:none}dialog{width:min(calc(100% - 32px),650px);padding:0;border:0;border-radius:20px;box-shadow:0 30px 80px rgba(0,0,0,.28)}dialog::backdrop{background:rgba(12,25,16,.65)}.modal-head{display:flex;align-items:center;justify-content:space-between;padding:22px 25px;border-bottom:1px solid var(--line)}.modal-head h2{margin:0;font-size:1.45rem}.modal-head button{width:40px;height:40px;background:var(--olive-light);border:0;border-radius:50%;font-size:1.5rem;cursor:pointer}.modal-copy{padding:25px}.modal-copy p{color:var(--muted)}.modal-copy p:last-child{margin-bottom:0;padding:14px;color:#674e20;background:#fff7df;border-radius:9px;font-size:.85rem}
@media(max-width:900px){.nav-toggle{display:block}.nav{position:fixed;inset:var(--header) 0 auto;display:none;flex-direction:column;align-items:stretch;padding:18px 24px 26px;background:var(--cream);border-bottom:1px solid var(--line)}.nav.open{display:flex}.nav a{min-height:48px;padding:12px}.hero-grid,.benefits-grid,.quote-grid{grid-template-columns:1fr}.hero-grid{gap:45px}.advisor-card{max-width:540px}.coverage-grid{grid-template-columns:repeat(2,1fr)}.quote-copy{position:static}.footer-grid{grid-template-columns:1fr auto}.footer-grid>p{grid-column:1/-1}.header-action{display:none}}
@media(max-width:620px){:root{--header:70px}.container{width:min(calc(100% - 28px),var(--container))}.section{padding:68px 0}.header-inner{gap:10px}.brand img{width:44px;height:44px}.brand small{display:none}.hero{padding:66px 0 58px}.hero-grid{gap:34px}h1{font-size:clamp(2.65rem,13vw,4rem)}h2{font-size:2.15rem}.hero-lead{font-size:1.06rem}.hero-actions{display:grid}.hero-actions .button{width:100%}.trust-list{display:grid;gap:8px;margin-top:25px}.advisor-card{padding:27px}.advisor-mark{margin-bottom:26px}.quick-inner{align-items:flex-start;min-height:auto;padding-block:22px}.quick-inner p{max-width:230px}.coverage-grid,.steps,.field-row{grid-template-columns:1fr}.coverage-card{min-height:240px}.benefits-grid,.quote-grid{gap:38px}.benefit-list li{padding:20px}.form-card{padding:23px 18px}.field{margin-bottom:12px}.steps{gap:8px}.steps li{padding:22px 15px}.footer-grid{grid-template-columns:1fr;gap:22px;padding-bottom:76px}.footer-grid>p{grid-column:auto}.footer-grid>div:nth-child(2){flex-wrap:wrap}.mobile-cta{position:fixed;z-index:45;right:0;bottom:0;left:0;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:8px 12px calc(8px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-top:1px solid var(--line);box-shadow:0 -8px 25px rgba(24,39,28,.1)}.mobile-cta .button{min-height:46px;padding:0 14px;font-size:.88rem}.final-cta{padding:64px 0 86px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
.consent-banner{position:fixed;z-index:100;right:18px;bottom:18px;width:min(430px,calc(100% - 36px));padding:22px;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 20px 60px rgba(12,25,16,.25)}.consent-banner h2{margin-bottom:9px;font-size:1.35rem}.consent-banner p{margin-bottom:16px;color:var(--muted);font-size:.9rem}.consent-banner>div{display:flex;flex-wrap:wrap;gap:8px}.consent-banner .button{min-height:44px;padding-inline:17px;font-size:.82rem}.privacy-settings{margin-top:6px}.footer-grid>div:nth-child(2){flex-wrap:wrap}
@media(max-width:620px){.consent-banner{right:10px;bottom:74px;width:calc(100% - 20px);padding:18px}.consent-banner>div{display:grid;grid-template-columns:1fr 1fr}}